Production Insurance
Leafy vegetables, acreage-loss basis



​​​​Why are 5 million acres of Ontario farmland insured under Production Insu​​rance each year?

In a ​​word: protection.

Production Insurance protects Ontario producers from yield reductions and production losses caused by factors beyond their control, including adverse weather, disease, pests, wildlife or other uncontrollable natural perils.

When you enrol in Production Insurance for fresh market vegetables – acreage-loss basis, we compare any losses you experience against predetermined abandonment thresholds. These thresholds are based on the crop yields required ​​to meet production costs for a typical field of that crop. A claim may be paid if your yield falls below the threshold level due to an insured peril. You may also qualify for other types of claims as well.

What's new

  • Making changes to your coverage – We know you are facing uncertainty about markets and input costs, which is a factor as you make important planting decisions. That is why this year the deadline to enrol and make changes for the 2022 Spring Policy is extended to May 16. 
  • Updated insurable values and abandonment thresholds for root vegetables now available – For current values, see the Insurable Values and Abandonment Thresholds feature sheet on the Publications page.
  • Coverage extended for production losses caused by on-farm labour disruptions due to COVID-19 – Coverage added in 2020 has been extended for the 2022 program year. See below for more information.

Coverage for production losses caused by on-farm labour disruptions due to COVID-19

On July 9, 2020, the governments of Canada and Ontario announced an enhancement to Production Insurance for eligible commodities to help farmers manage challenges beyond their control. This coverage has been extended for the 2022 program year. 

Production Insurance customers who have production losses caused by on-farm labour disruptions due to COVID-19 are insured for the 2022 program year. For more information about this coverage, see Understanding Coverage: 2022 On-Farm Labour Disruptions Caused by COVID-19 and the addendum to the Contract of Insurance on the Publications page.

What Production Insur​​​ance offers

  • Peace of mind
  • Dependable collateral with financial institutions
  • Affordable coverage that is cost-shared with government
  • Premiums that are tax deductible as an operating expense
  • Coverage that accommodates the unique aspects of each insurable crop
  • Payments that are made within the year the loss occurred (in most cases)

What Production Insurance offers for fresh market vegetables – acreage-loss basis

  • Multiple benefits throughout the season, including unseeded acreage coverage, replant and salvage coverage and abandonment threshold coverage
  • Separate coverage for multiple plantings of short-season crops
  • Single-peril (hail or frost) coverage or combined hail and frost coverage
  • Spot-loss protection – coverage applies on a per-acre basis, rather than total acreage
  • In most cases, crop salvage is offered without affecting compensation

Funding part​ners

Production Insurance is part of the suite of programs available under the Canadian Agricultural Partnership. In most plans, producers pay 40% of the total premium cost and none of the administrative cost. Together, the federal and provincial governments contribute the other 60%. Administrative costs are fully funded by both levels of government.

DeadlinesNovember 2022

Canadian Agricultural Partnership – Agricorp – Ontario – Canada