Production Insurance
Leafy vegetables, acreage-loss basis

Overview

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​​​​Why are 5 million acres of Ontario farmland insured under Production Insu​​rance each year?

In a ​​word: protection.

Production Insurance protects Ontario producers from yield reductions and crop losses cause​​d by factors beyond their control. Things like adverse weather, disease, wildlife and insect infestations. 

When you enrol in Production Insurance for fresh market vegetables, acreage-loss basis, we compare any losses you experience against predetermined abandonment thresholds. These thresholds are based on the crop yields required ​​to meet production costs for a typical field of that crop. A claim may be paid if your yield falls below the threshold level due to an insured peril. You may also qualify for other types of claims as well.

What's new

  • Making coverage changes – This year, you have until May 31, 2021, to make any changes to your coverage.
  • Report your acres – You no longer need to submit an intended crop planting form and farm diagram, unless requested to do so under special circumstances. To reduce the amount of paperwork we send, you won't receive a final acreage report form in the mail anymore. To report your final acres, download the form from the Reporting acreage page after May 1, 2021.
  • Coverage extended for on-farm labour disruptions due to COVID‑19 – Coverage added in 2020 for production losses caused by on-farm labour disruptions due to COVID-19 is extended for the 2021 program year. For more information, see the following section.
  • New name. Same coverage. – To align with other commodities insurable under Production Insurance, special protection coverage is now called "unseeded acreage coverage" and emergency measures is now called "replant or salvage coverage." For more information, see the How it works page.
  • Insurable value of your crops – In response to customer preference, one insurable value is now available per commodity and class (instead of three options). To view insurable values, abandonment thresholds and other documents, see the Publications page.
  • Same insurance. New look. – We have refreshed the renewal notice and Contract of Insurance for Production Insurance.
  • Unseeded acreage coverage – This year, we updated our unseeded acreage coverage to simplify the deductible calculation. This should have little to no impact on claim amounts. For details, see the How it works page.

Coverage for production loss caused by on-farm labour shortages due to COVID-19

On July 9, 2020, the governments of Canada and Ontario announced an enhancement to Production Insurance for eligible commodities in 2020 to help farmers manage challenges beyond their control.

This coverage has been extended for the 2021 program year. 

Production Insurance customers who suffer production loss caused by on-farm labour shortages due to COVID-19 will be insured for the 2020 and 2021 program years.

For more information about this coverage, see Understanding Coverage for 2021 Labour Disruptions.

What Production Insur​​​ance offers

  • Peace of mind
  • Dependable collateral with financial institutions
  • Affordable coverage that is cost-shared with government
  • Premiums that are tax deductible as an operating expense
  • Individual crop plans that accommodate unique aspects of each insurable crop
  • Payments that are made within the year the loss occurred (in most cases)

What the fresh market vegetable acr​​eage loss plans offer

  • Multiple benefits throughout the season, including unseeded acreage coverage, replant and salvage coverage and abandonment threshold coverage

  • Separate coverage for multiple plantings of short-season crops
  • Single-peril (hail or frost) coverage or combined hail and frost coverage
  • Spot-loss protection – coverage applies on a per-acre basis, rather than total acreage
  • In most cases, crop salvage is offered without affecting compensation

Funding part​ners

Production Insurance is part of the suite of programs available under the Canadian Agricultural Partnership. In most plans, producers pay 40 per cent of the total premium cost and none of the administrative cost. Together, the federal and provincial governments contribute the other 60 per cent. Administrative costs are fully funded by both levels of government.





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Canadian Agricultural Partnership – Agricorp – Ontario – Canada