Production Insurance
Potatoes (yield basis)

How it works


​ ​​When you enrol in the yield-based Production Insurance plans for fresh vegetables, you are guaranteed a level of production based on your historical yields for each crop. A claim may be paid if an insured peril causes your yield to fall below your guaranteed production.

Production Insurance coverage for fresh vegetables applies only during the period from seeding or planting until harvest. Loss or damage due to storage conditions is not insured. If your farm management practices contribute to a production loss, you may lose some or all of your insurance coverage.

​​​​​Insured perils

  • Drought
  • Excess heat
  • Excessive moisture
  • Excessive rainfall
  • Flood
  • Frost
  • Hail
  • Insect infestation*
  • Plant disease*
  • Wildlife
  • Wind

* Provided good farm management practices are followed.

​Losses due to uninsured perils

Losses due to uninsured perils such as improper use of pesticides, third-party damage or spray drift are not covered by Production Insurance.

Yield losses caused by uninsured perils are removed from your guaranteed production before any claim is calculated.

If the final yield used for insurance claim purposes is less than your guaranteed production (adjusted for any loss due to uninsured perils), a production claim may be paid on the difference. If the final yield is equal to or greater than your guaranteed production (after adjustment for uninsured perils), no production claim is payable.

Calculating y​our coverage and​​ claims

Your coverage depe​​nds on:

  • Average farm yield
  • Coverage level
  • Guaranteed production
  • Claim price

Average farm y​​​ield (AFY)

An AFY is calculated an​d used as a benchmark to determine if your actual production is below average.

AFY for existing pla​​n participants

Your AFY is calculat​ed using up to the past 10 years of your actual reported yields.

AFY for new plan ​participants

Each crop is assigned an underwritten five-year AFY that is based on a variety of factors such as soil type, drainage, township averages, etc.

Each year that you participate in the plan, your actual yield replaces an underwritten yield until your AFY is composed entirely of your own actual yields.

​Yield buffering

Unusually high and low yields are adjusted (buffered) to stabilize and lessen the impact of extreme yields on your AFY.

  • If your actual yield is above the upper threshold (130 per cent of your AFY), the yield is buffered two-thirds of the way down to the upper threshold.
  • If your actual yield is below the lower threshold (70 per cent of your AFY), the yield is buffered two-thirds of the way up to the lower threshold.

Yiel​​d factor

Your AFY for early-harvest potatoes (potatoes harvested before reaching full maturity) is based on the harvested production of mature potatoes. Your yield may be adjusted to account for potatoes harvested bef​​ore maturity. For details, please see the yield-based vegetable plans section of the Plan Overview.

​Coverage level

When you apply or renew each year, you choose one coverage level for each crop. It determines your guaranteed production.

​Guaranteed production

If an insured peril causes your actual yield to fall below your guaranteed production, a production claim may be paid on the difference.

Your guaranteed production is determined by multiplying your AFY by your selected coverage level.

​Claim price

The claim price is applied to your yield (in pounds hundred weight, bags or tons) to calculate a dollar value for the purpose of paying a claim.

​You have a choice of two claim prices to ch​oose fr​om.

​Claim ty​​pes

The following benefits are in addition to regular production claims.

Refer to the Plan Overview for more information.

Reseeding bene​​fit

A reseeding benefit may be paid if you are forced to reseed some or all acres of your crop due to an insured peril. Agricorp will pay a reseeding or replanting benefit based on the original crop you planted. The amount of the benefit is based on a maximum per-acre benefit rate that Agricorp sets annually for each crop.

Reseed benefit = damaged acres x reseed value/acre*

* If your actual receipts are less than the Agricorp maximum, the lower value is paid.

Canadian Agricultural Partnership – Agricorp – Ontario – Canada