Production Insurance
Grapes and grapevines

Overview

Why are 5 million acres of Ontario farmland insured under Production Insurance each year?​

In a word: protection.​

Production Insurance protects Ontario producers from yield reductions and crop losses caused by factors beyond their control, including adverse weather, disease, pests, wildlife or other uncontrollable natural perils. 

When you enrol in Production Insurance for grapes, you are guaranteed a level of production that is based on your yield history and the level of coverage you choose. A claim may be paid if an insured peril causes your yield to fall below your guaranteed production.

What's new

Last year, we shortened your renewal notice, making it easier for you to participate and select your coverage. We are continuing to improve the renewal process to better serve our customers.

  • More time to make coverage decisions – going forward, you have until January 1 to make coverage changes, giving you more time to understand your risks for the year ahead. (For 2022, we will accept coverage changes up until January 4 due to the statutory holiday.)
  • Premium deposit no longer required – one less thing you have to do to secure coverage. You will receive an invoice for the full premium amount in the spring. Your premium is due May 1.

What Production Insuran​​ce offers

  • Peace of mind (production level is guaranteed)
  • Dependable collateral with financial institutions
  • Affordable coverage that is cost-shared with government
  • Premiums that are tax deductible as an operating expense
  • Claim payments that reflect market prices
  • Individual crop plans that accommodate unique aspects of each insurable crop
  • Payments that are made within the year the loss occurred (in most cases)

Funding​ partners

Production Insurance is part of the suite of programs available under the Canadian Agricultural Partnership​. In most plans, producers pay 40 percent of the total premium cost and none of the administrative cost. Together, the federal and provincial governments contribute the other 60 percent. Administrative costs are fully funded by both levels of government.





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Canadian Agricultural Partnership – Agricorp – Ontario – Canada