Production Insurance
Grapes and grape vines


​​​​​​​​​​​​​​​ These base premium rates are provided for information purposes only. For your own rates, refer to your renewal notice, which shows any surcharge or discount you might have.

2020 Premium ​​​​​​rates​

The minimum total premium is $100.

Grape Category​Customer base premium rate by coverage level
(% of total liability)

​2020 ​Customer premium rates and claim prices for ​​gra​​pe vines

For grape claim prices, see the Claim prices for grapes Production Insurance document.​

Grape vine category
Standard coverage
(no cost)
Additional coverage​
Claim price
(% of vines)
(% of vines)
(% ​of total liability)

​​​Calculating​ your annu​​al Production Insurance premium

Your annual premium (A​​P) is based on:

  • Base premium rate
  • Guaranteed value (GV)
  • Discounts and surcharges (D or S)

The premium is calculated using​​ this formula:

AP = base premium rate ​​x GV x D or S

Base premium r​​​ate

The base premium rate is determined at renewal time each year. It may change due to factors like past performance of the plan, changes to claim prices and the level of the Production Insurance Fund​.

Guaranteed va​​​lue

Your guaranteed value is determined by multiplying your guaranteed production by your selected claim price.

Guaranteed value for Brix varieties is your final average Brix at the corresponding claim price x your historical yield.

Discounts and ​​su​​rcharges

If you have been enrolled in a Production Insurance plan for more than one year, your premium rate may be discounted or surcharged. Discounts and surcharges are determined by comparing your individual claim rate to the claim rate for the crop plan as a whole.

Please refer to the Discounts and Surcharges feature sheet. 

Premium​​ dep​​​osit

Since your total premium is not calculated until the spring, a premium deposit is required to secure your coverage over the winter.

The minimum premium deposit is $100 per crop.

If you are returning to the Producti​​on In​surance plan

Your premium deposit is 25 percent of the premium you​​ paid last year for each crop.

If you are new to the plan or a​​dding​ ​a new crop

Your premium deposit is 25 percent of an estimated premium, which is based on your estimated underwritten value at the time of application.

Premium deposits are not refunded if you later decide to cancel your coverage.​

Canadian Agricultural Partnership – Agricorp – Ontario – Canada