When you enrol in Production Insurance, you are guaranteed a level of production based on your yield history and the level of coverage you choose. A claim may be paid if an insured peril causes your yield to fall below your guaranteed production.
Production Insurance covers you for losses due to
adverse weather, disease, pests, wildlife, or other uncontrollable natural
perils, except for perils excluded in the Contract of Insurance – General Terms and the Commodity-Specific Terms: Grains and
Oilseeds on the Publications page.
Production Insurance coverage for grain and oilseed crops applies only during the period from seeding or planting until harvest. Loss or damage due to storage conditions is not insured. If your farm management practices contribute to a production loss, you may lose some or all of your insurance coverage.