Production Insurance
Winter wheat


Why are 5 million acres of Ontario farmland insured under Production Insurance each year?

In a word: protection.

Production Insurance protects Ontario producers from yield reductions and crop losses caused by factors beyond their control, including adverse weather, disease, pests, wildlife or other uncontrollable natural perils.

When you enrol in Production Insurance for grains and oilseeds, you are guaranteed a level of production that is based on your yield history and the level of coverage you choose. A claim may be paid if an insured peril causes your yield to fall below your guaranteed production.

What’s new

  • Coverage without winterkill – If you didn't plant your winter wheat crop by the fall planting deadline, you can still apply for coverage without winterkill. Contact Agricorp by May 10 to secure coverage.
  • Coverage available for pedigreed seed winter wheat production – This coverage uses the same yield-based approach you're already familiar with, but it also includes a germination guarantee and a higher price option.

What Production Insurance offers

  • Peace of mind (production level is guaranteed)
  • Dependable collateral with financial institutions
  • Affordable coverage that is cost-shared with government
  • Premiums that are tax deductible as an operating expense
  • Claim payments that reflect market prices
  • Coverage that accommodates the unique aspects of each insurable crop
  • Payments that are made within the year the loss occurred (in most cases)

Funding partners

Production Insurance is part of the suite of programs available under the Sustainable Canadian Agricultural Partnership. For most coverage, producers pay 40% of the total premium cost and none of the administration cost. Together, the federal and provincial governments contribute the other 60%. Administrative costs are fully funded by both levels of government.

Canadian Agricultural Partnership – Agricorp – Ontario – Canada