August 13, 2025
Many customers in parts of the province are dealing with the impacts of dry weather, leading to stressed or lost crops and feed production challenges.
Agricorp is here to help farmers understand how their coverage works – so they can make decisions that are best for their operations.
Agricorp staff are ready to answer questions and walk farmers through the claim process, based on each individual situation. Those with claims will be prioritized, to help with cash flow when it's needed most.
Farmers can access program payments faster by following these tips:
- Production Insurance customers should report damage as soon as it is evident so Agricorp can help farmers with the next steps. They should also report yields for each crop separately, so Agricorp can start the claim right away when there is a production loss.
- AgriStability customers can apply for interim payments if they are experiencing financial distress.
- Farmers can consider AgriInvest to help with cash flow. There is still time to make a deposit and withdraw funds for the 2024 program year – the deadline to submit forms to the Canada Revenue Agency is September 30, 2025.
Agricorp delivers a variety of programs and payments on behalf of the federal and provincial governments. See below for more details.
Still have questions about how coverage works? Contact Agricorp. Agricorp is here to help.
Production Insurance offers different options for farmers
Yield-loss coverage
Production Insurance yield-based coverage provides a guaranteed level of production that is unique to each farm. A lack of rainfall is covered under the program as an insured peril, and a claim is paid if a farmer's yield falls below their guarantee.
Farmers are covered if they harvest early for a different end use, or choose not to harvest at all. They need to contact Agricorp before harvesting a crop early or abandoning it. Agricorp will prioritize calls related to these situations.
| Scenario | Description |
| Harvesting early for livestock feed, for silage, or for green chop | Many customers may consider harvesting their crops early as feed for livestock. Production Insurance allows customers to harvest the crop for livestock feed and considers the damage to the crop in determining any claims. Farmers may harvest their crop for a different use – such as grazing and green feeding – for their own farm or for another farmer. If a farmer needs to harvest a crop early as green feed, Agricorp will determine and apply an equivalent yield that accounts for the quality and quantity of the underdeveloped crop. This flexibility is available to farmers regardless of the quality of their crop. Learn more: |
| Not harvesting crop because damage is too severe | Some farmers may not harvest some or all of their crop because the damage is too severe. For these claims, Agricorp would inspect the crop and work with the customer to determine whether to assign a zero yield to any unharvested acres. When a zero yield is determined, an adjuster will work with the customer on a case-by-case basis to discuss options, including what to do with the damaged crop. Whether the yield is established based on a different end use or even if a zero yield is applied because it has no value as feed, a buffering feature is used on any extreme yields. This means a bad year does not significantly affect a farmer's 10-year average farm yield (AFY). Buffering helps to stabilize the AFY and lessen the impact of extreme yields. Learn more: |
Forage rainfall coverage
With this coverage, rainfall is used as an indicator of the quantity and quality of forage. Rainfall data is collected between May and August by a third party, from 350 collection stations across the province.
If the customer's chosen rainfall collection stations get less than the guaranteed rainfall amount, a claim is triggered. Customers do not need to initiate the claim or report damage. Claims are paid later in September once final rainfall data is received.
AgriStability coverage improved for 2025
AgriStability provides whole farm coverage that is designed to cover large declines in net income caused by production loss, increased costs, or market conditions. If a farmer's program year margin falls below 70% of their recent average net income, AgriStability helps to offset the difference.
To improve support for farmers, the federal and provincial governments have increased the AgriStability compensation rate from 80% to 90% for the 2025 program year only.
Farmers enrolled in AgriStability who need cash flow sooner can apply for a 2025 AgriStability interim payment, which is an advance on a portion of a farmer's estimated final payment.
AgriInvest can help with cash flow
AgriInvest is a savings account that farmers can use to either cover small income declines or support other investments.
Each year, farmers can deposit up to 1% of their Allowable Net Sales into a bank account and receive a matching government contribution.
There is no application for this program and customers can withdraw funds at any time through their financial institutions. Farmers submit their tax forms to participate.
AgriInvest is administered by Agriculture and Agri-Food Canada.
Get payments up to 7 days faster
Farmers have enough to do without the hassles of cheques. They can get cash in their account 5 to 7 days faster with direct deposit. Direct deposit is convenient, reliable, and secure.
To sign up, customers can call Agricorp or go to agricorp.com/directdeposit. It just takes a few minutes to make life a little easier.
