2026
2026 Premium Rates
| Commodity |
Unit |
Coverage level |
| 80% |
90% |
95% |
100% |
| Barley |
($/lb) |
0.0021 |
0.0031 |
0.0035 |
0.004 |
| Black beans |
($/lb) |
- |
0.0003 |
0.0005 |
0.0009 |
| Canola |
($/lb) |
0.0021 |
0.0038 |
0.0047 |
0.0056 |
| Corn including organic and seed corn |
($/bu) |
0.0036 |
0.02 |
0.032 |
0.0466 |
| Cranberry beans |
($/lb) |
- |
0.0005 |
0.0008 |
0.001 |
| Hard red winter wheat and hard white winter wheat |
($/bu) |
0.0073 |
0.0264 |
0.0395 |
0.056 |
| Japan, adzuki and other beans |
($/lb) |
- |
0.0005 |
0.0008 |
0.001 |
| Kidney beans |
($/lb) |
- |
0.0005 |
0.0008 |
0.001 |
| Oats |
($/lb) |
0.0021 |
0.0031 |
0.0035 |
0.004 |
| Popping corn |
($/lb) |
0.0002 |
0.0006 |
0.0011 |
0.0017 |
| Soft red winter wheat, pedigreed seed and organic winter wheat |
($/bu) |
0.0073 |
0.0264 |
0.0395 |
0.056 |
| Soft white winter wheat |
($/bu) |
0.0073 |
0.0264 |
0.0395 |
0.056 |
| Soybeans (including organic, tofu, natto and pedigreed seed) |
($/bu) |
0.014 |
0.042 |
0.0618 |
0.085 |
| Spring grain |
($/lb) |
0.0021 |
0.0031 |
0.0035 |
0.004 |
| Spring wheat (including pedigreed seed) |
($/bu) |
0.0158 |
0.054 |
0.0779 |
0.1013 |
| White beans |
($/lb) |
- |
0.0003 |
0.0005 |
0.0009 |
When premium rates work out to the same price for different coverage levels, we offer only the higher coverage levels so you get the best coverage for the same price. If the coverage level you had last year is not offered this year, you will be renewed at the next level. See the table for available coverage levels and rates for 2025.
2026 Support Levels
| Commodity |
Unit |
Coverage level |
| 80% |
90% |
95% |
100% |
| Barley |
($/lb) |
0.1538 |
0.1731 |
0.1827 |
0.1923 |
| Black beans |
($/lb) |
- |
0.5266 |
0.5558 |
0.5851 |
| Canola |
($/lb) |
0.3747 |
0.4216 |
0.4450 |
0.4684 |
| Corn including organic and seed corn |
($/bu) |
5.98 |
6.72 |
7.10 |
7.47 |
| Cranberry beans |
($/lb) |
- |
0.5266 |
0.5558 |
0.5851 |
| Hard red winter wheat and hard white winter wheat |
($/bu) |
8.21 |
9.23 |
9.75 |
10.26 |
| Japan, adzuki and other beans |
($/lb) |
- |
0.5266 |
0.5558 |
0.5851 |
| Kidney beans |
($/lb) |
- |
0.5266 |
0.5558 |
0.5851 |
| Oats |
($/lb) |
0.1538 |
0.1731 |
0.1827 |
0.1923 |
| Popping corn |
($/lb) |
0.2670 |
0.3000 |
0.3170 |
0.3335 |
| Soft red winter wheat, pedigreed seed and organic winter wheat |
($/bu) |
8.05 |
9.05 |
9.56 |
10.06 |
| Soft white winter wheat |
($/bu) |
8.13 |
9.14 |
9.65 |
10.16 |
| Soybeans (including organic, tofu, natto and pedigreed seed) |
($/bu) |
15.36 |
17.28 |
18.24 |
19.20 |
| Spring grain |
($/lb) |
0.1538 |
0.1731 |
0.1827 |
0.1923 |
| Spring wheat (including pedigreed seed) |
($/bu) |
8.66 |
9.74 |
10.28 |
10.82 |
| White beans |
($/lb) |
- |
0.5266 |
0.5558 |
0.5851 |
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Payment periods and price sources
For each eligible grain and oilseed crop, two payments are calculated for each crop year:
The
pre-harvest payment is based on the average of future delivery prices or forward contract prices for six months prior to harvest.
The
post-harvest payment is based on the average of cash or spot prices for six months during and after harvest.
|
Commodity |
Pre-harvest pricing period |
Post-harvest pricing period |
Source of forward contract and harvest spot prices |
|---|
Barley
| February– July | August– January | Average of monthly prices for delivery at a cross-section of Ontario elevators available from the Ontario Agri-Business Association |
| Black beans | March – August | September – February | Average of monthly prices for delivery at a cross-section of Ontario elevators |
| Canola | January – June | July – December | Average of monthly prices for delivery at a cross-section of Ontario elevators |
| Corn | April – September | October – March | Daily averages for Chatham delivery |
| Cranberry beans | March – August | September – February | Average of monthly prices for delivery at a cross-section of Ontario elevators |
| Hard red winter wheat | January – June | July – December | Daily delivery prices are used to determine an average price from the country elevators. |
| Hard white winter wheat | January – June | July – December | Daily delivery prices are used to determine an average price from the country elevators. |
| Japan, adzuki and other beans | March – August | September – February | Average of monthly prices for delivery at a cross-section of Ontario elevators |
| Kidney beans | March – August | September – February | Average of monthly prices for delivery at a cross-section of Ontario elevators |
| Oats | February – July | August– January | Average of monthly prices for delivery at a cross-section of Ontario elevators available from the Ontario Agri-Business Association |
| Organic corn | April – September | October – March | Daily averages for Chatham delivery. |
| Organic winter wheat | January – June | July – December | Daily delivery prices are used to determine an average price from the country elevators. |
Soft red winter wheat and pedigreed seed
| January – June | July – December | Daily delivery prices are used to determine an average price from the country elevators. |
| Soft white winter wheat | January – June | July – December | Daily delivery prices are used to determine an average price from the country elevators. |
| Soybeans (including pedigreed seed) | April – September | October – March | Daily averages for Chatham delivery |
| Spring grain | February – July | August – January | Average of monthly prices for delivery at a cross-section of Ontario elevators of barley (75% weight) and oats (25% weight) |
| Spring wheat (including pedigreed seed) | January – June | July – December | Daily averages of red spring wheat |
| White beans | March – August | September – February | Average of monthly prices for delivery at a cross-section of Ontario elevators |
Note: There may be days when the price source doesn’t offer bids or forward contracts. These days will be omitted from the actual market prices.
The market price for organic winter wheat is based on the value for soft red winter wheat. The market price for hard white winter wheat is based on the value for hard red winter wheat. The market price for organic corn is based on the value for grain corn. For popping corn the market price is two and a half times the price of grain corn. The market price for cranberry, kidney and Japan/adzuki and other beans are based on the value for white beans.
